Comparison April 2026
Apex Trader Funding vs Topstep 2026
Which prop firm actually wins? I trade at both and give you the honest answer with real numbers.
Bottom line: Apex wins on price. With code CLEVER you pay ~$9 instead of $147. Topstep costs $49–$149 monthly with no discount. Topstep has no consistency rule though – which matters for some traders.
Apex Trader Funding
Intraday Trailing Drawdown
~$9 with code CLEVER
No daily loss limit
Up to 20 accounts
100% first $25K profits
Consistency rule: Yes
Price WinnerVS
Topstep
Intraday Trailing Drawdown
$49–$149 / month
Daily loss limit: Yes
Up to 5 accounts
90% profit split
Consistency rule: No
Brand WinnerPrice Comparison: Apex Wins Clearly
Apex with CLEVER
~$9
Apex normal price
$147
Topstep starting
$49/month
Topstep after 6 months
$294+
Topstep uses a subscription model – you pay monthly while in the evaluation. Apex is a one-time purchase. With code CLEVER at Apex you are in for under $10.
Apex with 90% off →
Code: CLEVER
Rules Comparison
| Feature | Apex Trader Funding | Topstep |
|---|---|---|
| Drawdown type | Intraday Trailing | Intraday Trailing |
| Daily loss limit | None ✓ | Yes ✗ |
| Consistency rule | Yes (50% rule) ✗ | None ✓ |
| Cheapest entry | ~$9 (code CLEVER) | $49/month |
| Payment model | One-time | Monthly subscription |
| Max concurrent accounts | 20 | 5 |
| First payout | 100% of first $25K | 90% profit split |
| Discount code | CLEVER (90% off) ✓ | None ✗ |
My Verdict: Apex Wins for 90% of Traders
$9 vs $49/month, more accounts, 100% first payout. Topstep is reputable and has no consistency rule – but the price is not competitive.
Frequently Asked Questions
Apex or Topstep – which is cheaper?
With code CLEVER, Apex costs ~$9 one-time. Topstep costs $49–$149 per month. Apex is significantly cheaper.
Which prop firm has better rules?
Apex has no daily loss limit but has a consistency rule. Topstep has a daily loss limit but no consistency rule. Depends on your trading style.
Can I trade at Apex AND Topstep at the same time?
Yes – both allow trading at other firms simultaneously. With Replikanto (code CLEVER20) you copy trades automatically to all accounts.